Earnings: Never depend on single income. Make investment to create a second source.

Spending: If you buy things you do not need, soon you have to sell things you need.

Savings: Don't save what is left after spending, but spend what is left after saving...

Taking risk: Never test the depth of the river with both feet.

Investment: Don't put your all eggs in a single basket.

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My son is my son till he gets a wife, but my daughter is my daughter all her life!